Payout Requirements - Help Center

To successfully process a Payout, you need to provide specific beneficiary data. This guide explains the required information, the difference between CPF and CNPJ, PIX Key vs. bank details, and operational differences between PIX and TED.

What data do I need to provide for a Payout?

Required fields (all payment methods)

Field	Description
Beneficiary name	Full name (individual) or company name (legal entity)
Tax ID	CPF (11 digits) for individuals, CNPJ (14 digits) for companies
Payment method	PIX or TED (bank transfer)
Amount	Value to be sent (in BRL)

Additional fields for PIX

Field	Description
PIX Key type	CPF, CNPJ, email, phone number, or random key
PIX Key value	The actual key (e.g., `joao@email.com`)

Additional fields for TED (bank transfer)

Field	Description
Bank code	3-digit bank identifier (e.g., `341` for Itaú)
Bank branch	Branch number (usually 4 digits)
Account number	Account identifier (up to 15 characters)
Account digit	Verification digit
Account type	Checking (`C`) or Savings (`S`)

Understanding CPF and CNPJ

Tax ID	Who	Format	Example
CPF	Individuals (Brazilians and resident foreigners)	11 digits: 9 base + 2 check	`231.002.999-00`
CNPJ	Companies (including foreign companies investing in Brazil)	14 digits: 12 base + 2 check	`XX.YAX.532/0001-09`

💡 Both CPF and CNPJ can be used as PIX Keys.

PIX Key vs. Bank Details

Feature	PIX Key	Bank Details (TED)
Format	Single field (CPF, CNPJ, email, phone, random)	Multiple fields (bank, branch, account, digit)
Speed	Instant (seconds)	1 business day
Availability	24/7, including weekends and holidays	Business hours, business days only
Minimum amount	R$ 0.01	No minimum (but fees may apply)
Maximum amount	Depends on bank limits	Higher limits (e.g., above R$ 15,000)

PIX Payout vs. Bank Transfer (TED): Operational differences

Aspect	PIX Payout	TED (Bank Transfer)
Processing time	Seconds	Up to 1 business day
Cut-off times	None – 24/7	Banking hours only
Weekends/holidays	Works normally	No processing
Best for	Small to medium amounts, urgency	Large amounts (e.g., > R$ 15,000), when PIX is not available

Who can I pay? (summary)

Recipient type	PIX	TED
Individuals with CPF	✅ Yes	✅ Yes
Legal entities with CNPJ	✅ Yes	✅ Yes
Foreign beneficiaries (without Brazilian account)	❌ No	❌ No (needs Brazilian account)

💡 All recipients must have a Brazilian bank account to receive payments via WEpayments Payout.