Documentation Index
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To successfully process a Payout, you need to provide specific beneficiary data. This guide explains the required information, the difference between CPF and CNPJ, PIX Key vs. bank details, and operational differences between PIX and TED.
What data do I need to provide for a Payout?
Required fields (all payment methods)
| Field | Description |
|---|
| Beneficiary name | Full name (individual) or company name (legal entity) |
| Tax ID | CPF (11 digits) for individuals, CNPJ (14 digits) for companies |
| Payment method | PIX or TED (bank transfer) |
| Amount | Value to be sent (in BRL) |
Additional fields for PIX
| Field | Description |
|---|
| PIX Key type | CPF, CNPJ, email, phone number, or random key |
| PIX Key value | The actual key (e.g., joao@email.com) |
Additional fields for TED (bank transfer)
| Field | Description |
|---|
| Bank code | 3-digit bank identifier (e.g., 341 for ItaΓΊ) |
| Bank branch | Branch number (usually 4 digits) |
| Account number | Account identifier (up to 15 characters) |
| Account digit | Verification digit |
| Account type | Checking (C) or Savings (S) |
Understanding CPF and CNPJ
| Tax ID | Who | Format | Example |
|---|
| CPF | Individuals (Brazilians and resident foreigners) | 11 digits: 9 base + 2 check | 231.002.999-00 |
| CNPJ | Companies (including foreign companies investing in Brazil) | 14 digits: 12 base + 2 check | XX.YAX.532/0001-09 |
π‘ Both CPF and CNPJ can be used as PIX Keys.
PIX Key vs. Bank Details
| Feature | PIX Key | Bank Details (TED) |
|---|
| Format | Single field (CPF, CNPJ, email, phone, random) | Multiple fields (bank, branch, account, digit) |
| Speed | Instant (seconds) | 1 business day |
| Availability | 24/7, including weekends and holidays | Business hours, business days only |
| Minimum amount | R$ 0.01 | No minimum (but fees may apply) |
| Maximum amount | Depends on bank limits | Higher limits (e.g., above R$ 15,000) |
PIX Payout vs. Bank Transfer (TED): Operational differences
| Aspect | PIX Payout | TED (Bank Transfer) |
|---|
| Processing time | Seconds | Up to 1 business day |
| Cut-off times | None β 24/7 | Banking hours only |
| Weekends/holidays | Works normally | No processing |
| Best for | Small to medium amounts, urgency | Large amounts (e.g., > R$ 15,000), when PIX is not available |
Who can I pay? (summary)
| Recipient type | PIX | TED |
|---|
| Individuals with CPF | β
Yes | β
Yes |
| Legal entities with CNPJ | β
Yes | β
Yes |
| Foreign beneficiaries (without Brazilian account) | β No | β No (needs Brazilian account) |
π‘ All recipients must have a Brazilian bank account to receive payments via WEpayments Payout.