Transactional Monitoring
Transactional monitoring is the continuous real-time analysis of all payments processed through the WEpayments platform. Its purpose is to identify suspicious patterns, prevent fraud, and ensure compliance with regulatory requirements (including Central Bank of Brazil and anti-money laundering regulations).What is monitored?
💡 Monitoring applies to both Payin (incoming) and Payout (outgoing) transactions.
Restrictive Lists
WEpayments maintains and cross-references multiple restrictive lists as part of our compliance framework.Types of restrictive lists
How restrictive lists impact your transactions
- Automatic blocking: Transactions involving restricted entities are automatically rejected
- Manual review: Some matches may require manual compliance analysis
- False positive handling: You can submit documentation to demonstrate no violation exists
Anti-fraud Procedure (Credit Card)
The anti-fraud system is provided by our card processing partner and applies to Credit Card transactions.How it works
Critical field: Email address
The email address is one of the most important fields for fraud checking. Incorrect email addresses can trigger false fraud alerts.Additional controls
You can create:💡 Using free and block lists increases purchase approval rates without compromising security.
MED Fraud Notifications (Special Return Mechanism)
The Special Return Mechanism (MED) is a Central Bank of Brazil process that allows banks to return funds from suspected fraudulent transactions.How WEpayments handles MED notifications
Your responsibilities when a MED notification occurs
- Respond promptly to document requests from the compliance team
- Provide proof of service delivery or product shipment
- Maintain records of customer communications and transaction history