What are restrictive lists?
Restrictive lists are databases of entities that are subject to sanctions, regulatory restrictions, or enhanced due diligence. WEpayments screens all transactions and account holders against these lists to ensure compliance with Brazilian and international regulations.Types of restrictive lists
💡 Screening applies to both Payin (incoming) and Payout (outgoing) transactions, as well as account onboarding.
What is a PEP (Politically Exposed Person)?
A PEP is an individual who occupies or has occupied prominent public or political positions, as well as their family members and close associates.Examples of PEPs
⚠️ PEP status applies for 5 years after the person leaves office.
How screening works
Screening triggers
Screening process
Impact of restrictive lists on transactions
Automatic blocking
Transactions involving entities on sanctions lists or internal blacklists are automatically rejected. The transaction will not proceed under any circumstances.Manual review
For potential matches or PEPs, the compliance team conducts a manual analysis to determine if the transaction can proceed.False positives and appeals
What is a false positive?
A false positive occurs when a transaction is flagged as a potential match but the entity is not actually on a restrictive list (e.g., name similarity).How to handle a false positive
Appeal process
If you believe a transaction was incorrectly blocked, you can:- Contact our compliance team
- Provide supporting documentation
- Request a review of the decision
💡 False positives are rare but can happen. We work to minimize them while maintaining rigorous compliance standards.
Restricted business categories
Some business categories are subject to enhanced screening or are not permitted. Examples include:💡 Contact our compliance team to verify if your business category is permitted.