Stablecoin Settlement - Help Center

WEpayments offers stablecoin settlement options for cross-border operations, allowing merchants to receive settlements in USDT and USDC – two of the most widely used stablecoins pegged to the US dollar.

What are stablecoin settlements?

Crypto settlements enable international merchants to receive payment proceeds in stablecoins instead of traditional fiat currency. This provides faster settlement, reduced FX exposure, and greater flexibility for global operations.

Available stablecoins

Stablecoin	Peg	Network	Typical use
USDT	1 USD	Ethereum (ERC-20), TRON (TRC-20)	Most liquid, widely accepted
USDC	1 USD	Ethereum (ERC-20)	Regulated, transparent reserves

💡 Both stablecoins are denominated 1:1 to the US dollar, minimizing price volatility compared to other cryptocurrencies.

How stablecoin settlements work at WEpayments

For cross-border merchants (receiving settlements)

Step	Description
1	Your customers in Brazil pay in BRL (PIX, boleto, or credit card)
2	WEpayments processes the payments
3	Settlement is converted to USDT or USDC
4	Stablecoins are sent to your designated crypto wallet

Benefits for international merchants

Benefit	Description
Faster settlements	Reduce traditional banking delays
FX simplification	Settle in USD-pegged stablecoins, avoid multiple conversions
Global accessibility	Receive funds anywhere with a crypto wallet
Liquidity	USDT and USDC can be traded or held easily

Requirements for crypto settlements

Requirement	Details
Eligibility	Available for cross-border merchants (international companies)
Wallet	You must have a compatible crypto wallet (ERC-20 or TRC-20)
KYC/KYB	Standard compliance onboarding required
Contract	Stablecoin settlement must be enabled in your agreement

Settlement process

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Important considerations

Consideration	Details
Network fees	Blockchain transaction fees (gas) may apply
Volatility	Stablecoins are pegged to USD, but minor fluctuations can occur
Wallet compatibility	Ensure your wallet supports the chosen stablecoin and network
Compliance	Stablecoin settlements are subject to the same AML/CFT requirements as fiat

💡 For stablecoin settlements we have a minimun value for withdrawal of BRL 25k.

How to validate your wallet with WEpayments

To receive funds in your wallet, you must validate it with WEpayments; to do so, you need to submit the following information:

Wallet ownership declaration (WEpayments template - request our team).
Official letter from your broker or print confirming wallet ownership.

Send an email to payout@wepayout.co with the subject: “[Company Name] – Crypto Settlement (BRL →USDT/USDC)”. After validating your wallet our team will contact you and let you know that your crossborder operation can start.