Systemic Validation:
This is the first validation step where the system automatically validates whether the CPF or CNPJ has the correct number of characters (11 or 14) and if the bank account digit is valid.
Micropayment:
In this step, a payment of 0.01 cent is made to the provided bank account in order to validate if the bank account exists and is enabled to receive payments.
Manual Validation:
In this final step, if the transaction has passed through the previous stages and has still not been completed, our dedicated team performs manual verification and applies tools to correct the bank account data.
What are the statuses and deadlines at each stage of data qualification?
In systemic validation and micropayment, the deadline for completion is just a few minutes. In the third stage, manual, the deadline can be up to 2 business days.
Check the details of this operation in the image below: