> ## Documentation Index
> Fetch the complete documentation index at: https://support.wepayments.com.br/llms.txt
> Use this file to discover all available pages before exploring further.
# Stablecoin Settlement
WEpayments offers **stablecoin settlement** options for cross-border operations, allowing merchants to receive settlements in **USDT** and **USDC** – two of the most widely used stablecoins pegged to the US dollar.
## What are stablecoin settlements?
Crypto settlements enable international merchants to receive payment proceeds in **stablecoins** instead of traditional fiat currency. This provides faster settlement, reduced FX exposure, and greater flexibility for global operations.
### Available stablecoins
| **Stablecoin** | **Peg** | **Network** | **Typical use** |
| :------------- | :------ | :------------------------------- | :------------------------------ |
| **USDT** | 1 USD | Ethereum (ERC-20), TRON (TRC-20) | Most liquid, widely accepted |
| **USDC** | 1 USD | Ethereum (ERC-20) | Regulated, transparent reserves |
> 💡 Both stablecoins are denominated 1:1 to the US dollar, minimizing price volatility compared to other cryptocurrencies.
## How stablecoin settlements work at WEpayments
### For cross-border merchants (receiving settlements)
| **Step** | **Description** |
| :------- | :---------------------------------------------------------------- |
| 1 | Your customers in Brazil pay in BRL (PIX, boleto, or credit card) |
| 2 | WEpayments processes the payments |
| 3 | Settlement is converted to USDT or USDC |
| 4 | Stablecoins are sent to your designated crypto wallet |
### Benefits for international merchants
| **Benefit** | **Description** |
| :----------------------- | :----------------------------------------------------------- |
| **Faster settlements** | Reduce traditional banking delays |
| **FX simplification** | Settle in USD-pegged stablecoins, avoid multiple conversions |
| **Global accessibility** | Receive funds anywhere with a crypto wallet |
| **Liquidity** | USDT and USDC can be traded or held easily |
## Requirements for crypto settlements
| **Requirement** | **Details** |
| :-------------- | :------------------------------------------------------------- |
| **Eligibility** | Available for cross-border merchants (international companies) |
| **Wallet** | You must have a compatible crypto wallet (ERC-20 or TRC-20) |
| **KYC/KYB** | Standard compliance onboarding required |
| **Contract** | Stablecoin settlement must be enabled in your agreement |
## Settlement process
## Important considerations
| **Consideration** | **Details** |
| :----------------------- | :-------------------------------------------------------------------------- |
| **Network fees** | Blockchain transaction fees (gas) may apply |
| **Volatility** | Stablecoins are pegged to USD, but minor fluctuations can occur |
| **Wallet compatibility** | Ensure your wallet supports the chosen stablecoin and network |
| **Compliance** | Stablecoin settlements are subject to the same AML/CFT requirements as fiat |